Terms of use and refund policy

Last updated 2026-10-19

Use of this site

The calculators and articles on this site are for general education. They are not financial, tax, legal or investment advice, and they do not take your personal circumstances into account. Tax law changes; confirm anything important with a qualified adviser. MENCIUS'S MOTHER EDUCATION PLANING LIMITED (孟母三遷教育規劃有限公司), Hong Kong is not liable for decisions made based on this site.

Digital products

Paid guides are delivered as downloadable files immediately after payment. Prices are in US dollars and processed by Stripe.

Refunds

If a guide isn't useful to you, email hi@mengmusanqian.com.cn within 14 days of purchase and we will refund you in full. No questions asked.

Contact

hi@mengmusanqian.com.cn